health Archives - Nido Group

Thinking about insurance?

We welcome you to the NEST blog – the place and space for us to share words and wisdom about the topics most important to you, when thinking about insurance, health and wellness and other important things when it comes to living and leading a happy and healthy life.

This week we’ll answer questions for those thinking about insurance.

Thinking about insurance? Mind your family, health, possessions and your business. We all cringe at the idea of a one stop shop – but what about a centralised consultancy to help get things started? A consultancy that has the expert advice and answers when it comes to protecting the things you value the most – from your family to your business. Simply put, that’s just what we do at Nest.

From professional wealth to personal health – we’ve got you covered. Our approach is unique. We’ll converse about the things that are most important to you, now and in the future – then design documentation around these things to give you the support and security necessary to achieve what you are looking in your life.

It all starts with a single conversation, enabling long term direction, focused goals and the cover that you actually need to get ahead. So don’t let insurance be a premium. We go beyond the bill to give you the support and advice you actually need – from young families to small businesses, Nest is skilled in helping you build your future.

So let’s get to work.

From Onny and the team – cheers for reading.

On the Run – Our Favourite Fitness Apps.

Smart thinking, this week we’ll be switching things up a little to focus on the technology that’ll make a difference to your bottom line, literally, as we’ll reveal our favourite fitness apps, keeping you focused on your health and wellbeing.

One of our favourite sayings here at Nest, and hopefully you would have seen this pop up on our Instagram is “Health is Wealth”. If you’re a client of Nest, you’ll already know just how much we value health and wellbeing. We also believe strongly that what we do, in providing bespoke advice for bright futures, is directly linked to finding a love for looking after oneself and one’s family through the health and wellness.

Get up, get going – nothing beats breaking a sweat. So let’s beat any of that winter excess with a few healthy recommendations as we approach the summer season.

Daily Yoga

Daily Yoga puts you on the mat, no matter where you are. With more than 50 yoga classes and 400 poses plus the music to match it, this is a fantastic app to keep you focused and fit while you’re on the move. Beginners, intermediate and advanced – no worries. The app covers Hatha, Vinyasa and Ashtanga at different levels of intensity.

Endomondo

GPS-based, this app here is all about releasing a few endorphins throughout your day. Tracking almost any distance-based activity, Endomondo has you sorted when it comes to keeping fit, on the run.

Map My Fitness

600 activities comes together to map progress on this incredible app. From cycling, yoga, gym workouts to cross training, Map My Fitness is voted as one of the world’s best. Map your route, records your activities, log your food intake and share with friends – with this one, you’re on the right track.

PT In My Pocket

Don’t let location stop you from starting. Bring high intensity workouts into your day, no matter where you are. Innovative high-and low-impact options, ranging from 10 to 22 minutes plus voice commands will keep you motivated to succeed.

My Fitness Pal

With MyFitnessPal, you get the fastest and easiest-to-use calorie counter around. This is pretty awesome, give it a whirl.

We hope these help.

Ready to roll? As a yoga instructor, I look forward to sharing more insights and advice along the way – offering a few learnings from the mat and life out and about in New Zealand.

From Onny and the team – cheers for reading.

Dealing with Medical Inflation

This week we’re focusing on the health insurance topic of Medical Inflation.

It sounds serious and it is. Simply put, medical inflation is the rising cost of medical care. In New Zealand, in recent times, this has been in the region of around 9 – 11% each year. That means the rate is significantly higher than the country’s inflation rate. In addition to this, over a five year period from 2007 – 2012, the market population of people able to afford health insurance in New Zealand dropped from 1.5 million to 1.25 million people.

The problem with the above is that when medical treatment costs are growing faster than inflation costs, insurers are then making higher claim payments, and guess what – you’re the one that’ll pick up the tab. How? Those policy renewals and annoying letters regarding increased premiums? You bet. Medical inflation impacts your base premium.

There is an alarming trend that is occurring in response to the above. In many households, they see these rising costs and simply don’t know what to do – leaving families and businesses uninsured or paying too much in case of medical concern. And it’s occurring across all ages.

We believe the rising cost of medical treatment is also a signal of its importance to a happy and healthy society – providing people with the care they deserve. To neglect this care by “winging it”, that’s a dangerous place to be. At NEST, we’re all about reducing these concerns and dangers by putting in place the best possible policies for one’s situation – be that to support a family, a business or both. Either way, we’ve got you covered.

We’ll listen, discuss and make informed decisions that consider all possible options. We can look at these rising premiums and then look at your needs, and tailor policies specific to the type of cover that’s suitable for you. It can make a big difference, paying only for what you need, so you can counter these rising costs yet remain covered.

Sound good?

We think so too. Chat to us about how medical inflation is affecting your health and your wealth. Let’s get you sorted.

From Onny and the team – cheers for reading.

BURNOUT

This week, we’re focusing on the wellbeing topic of Burnout.

Life in the fast lane. We wouldn’t have it any other way.

But is this detrimental to our own drive?

What if the desire to be “killing it” all the time, was actually killing us?

The truth is the age that we have grown into, is one of pace. Our acceleration through our days is proportionate to that of technology’s – we consume more data than ever before, but unsurprisingly more calories, relationships and jobs too. To name a few.

Burnout, as described plain and simple by Urban Dictionary is this: “A state of emotional and physical exhaustion caused by a prolonged period of stress and frustration; an inevitable corporate condition characterised by frequent displays of unprofessional behaviour, a blithe refusal to do any work, and most important, a distinct aura of not giving a s**t”.

The words that are of most interest to me here are:

Prolonged and inevitable.

What interests me a lot about the use of the word prolonged is that it’s not just associated with stress, but also frustration. Think about how often we’re “frustrated”. Sometimes things aren’t so easy, but you add up the little frustrations that may appear throughout your day and how many do you have? I imagine quite a few. The thing to hold in mind here, is that you are your thoughts. And your thoughts translate to your feelings, which translate to your emotions and your emotional state. Your emotional state is represented both mentally and physically. These frustrations don’t just play on the mind, they play on the body too, and this is where the concern of health becomes apparent.

And then there’s this thought of “inevitable”. How often are people around you struck down by colds and the like? How often do you hear of someone complaining about being tired or exhausted? But more importantly, how often do you brush off these comments from others? That is the pressing question here. Unless you give yourself the adequate time to release your body and mind from the stresses of the modern day – the inevitabilities of the fast paced environment are bound to catch up.

So perhaps it’s time to ask yourself, how fast are you going?

We’d love to hear your answer. Share your thoughts in the comments below, or give us a call.

From Onny and the team – cheers for reading.

Insuring for Change

We welcome you to the Nest blog – the place and space for us to share words and wisdom about the topics most important to you, when thinking about insurance, health and wellness and other important things when it comes to living and leading a happy and healthy life.

This week, we’re focusing on the insurance topic of Insuring for Change.

If there’s one thing certain in our lives, it’s that change is certain. While there are things that are consistent about our days, there is nothing we can do to stop the future from arriving, and with that comes uncertainty – which isn’t something that we should fear, if we’re prepared.

There’s a wonderful quote from John Wooden, the gentleman who as a coach led UCLA’s basketball team to 10 national championships in a 12 year period. He was also a professional player himself. Wooden had these words relevant to our conversation about change:

“Failure to prepare, is preparing to fail”. He actually took those from Benjamin Franklin. But I certainly think they ring true across all kinds of conversations.

Preparation is all it takes, and that begins with a single conversation, first with yourself and your family, about the things you value most in your life. Then we can talk. My client conversations are always incredibly inspiring, and that’s why I like to talk specifics. What is it about your passion for fishing that ensures you’re out on the boat at least once a week? What is it about your job that has enabled you to continue working the hours you have been for so long? What drives you to be the best father you can be?

It’s these kinds of questions that prompt the thoughts and behaviours that set ourselves up to approach change with open arms. When we know the value of the things we love, then we know the importance of insuring for change. These are considerations and conversations that many of us tend to ignore, but that’s why for us at NEST, it’s not about instilling fear over the worst case scenarios, but rather – talking to the things you love and realising how we can best prepare yourself to enjoy these things, free from concern for what the future may hold.

If change meant you couldn’t work – how can we, together, ensure you can still live the life you intend to live? It is these types of conversations that will set you up for your best possible future. Together we can discuss topics such as career investment, health cover for adventurous activities and insuring you’re sorted for the big family trip.

It’s time to insure for change.

From Onny and the team – cheers for reading.