Cover for the Domestic Superhero

Teacher, chef, event planner, PA, nurse, counselor, accountant, chauffeur, children’s entertainer, courier driver, laundry worker, personal shopper, cleaner, mediator…

It’s all in a day’s work for the stay-at-home parent.

But what if something happened to your family’s domestic superhero?

Could they cope financially?

Childcare on a single income isn’t easy. In Auckland daycare for children under 3 can cost up to $408 a week.

This is where insurance can save the day. It can take care of fees and give you the freedom to choose the best care for your child.

But what about waiting lists?

With unborn babies on waiting lists it’s not unusual to wait for up to a year to get into daycare. But if you need expert help in a hurry, insurance can come to the rescue. It can pay nanny to care for your children, arrange school pick-ups and drop offs, help with homework, make meals and keep on top of the housework.

What kind of cover does a stay-at-home parent need?

Here’s the run-down on a few types of personal cover; life insurance, permanent disablement cover and trauma cover.

Basic life insurance pays out lump sum in the event of a terminal illness and if the unfortunate happens, this will go to your family. Life insurance should can funeral bills, pay for a grief counselor and secure your children’s future.

Both permanent disablement cover and trauma cover can help with medical bills and lighten the load on the working parent by paying for things like a cleaner or a meal delivery service.

But every family is unique so it’s important that we get to know you first. Give us a call to get the ball rolling.

We’ll make sure your superhero is covered.

From Onny and the team – cheers for reading.

 

It’s business time – insurance for small businesses.

We welcome you to the NEST blog – the place and space for us to share words and wisdom about the topics most important to you, when thinking about insurance, health and wellness and other important things when it comes to living and leading a happy and healthy life.

This week we’ll cover the information, insights and ideas to keep your business covered.

Small business, big future. Nest has the skills and tools to assist small businesses with key person cover, shareholder protection and ACC – while insuring family are taken care of too.

We take a holistic approach to ensure we understand your business and its ambitions, then single out the areas of importance to look at whether you’re over or under insured – always providing the right level of cover to your needs. It’s all about ensuring that in the event of illness or accident – you’re covered. It’s also about ensuring that your family would be looked after in such a situation too. It’s about having both a short and long term view of the circumstances we may find ourselves in as small business owners. Even understanding how and where to transfer shares and plan finance if one shareholder is impacted by such events, leaving another shareholder to continue alone.

A conversation with Nest is the first step to gain the cover you actually need, unique to your business and its needs. We’ll sit down and spend as little or as long as you need, to discuss your present and future state, and understand all we need to know about your business, its operations and its ambitions – enabling you to operate with focus, instead of concern.

Every business, even home-based businesses need insurance.

So let’s get started. Drop Onny a line on 0800 NEST 78 to find out how we can give you the best cover, suited to the needs of you and your business.