Kiwisaver by NEST.

We welcome you to the NEST blog – the place and space for us to share words and wisdom about the topics most important to you, when thinking about insurance, health and wellness and other important things when it comes to living and leading a happy and healthy life.

As we edge closer to the Christmas break, it’s a great time to ask the question – am I prepared for my biggest break of all? We are of course talking about retirement. While for many of us the idea of retirement is a long way away – we all need to be thinking about what measures are in place to ensure we reach retirement ready to relax and enjoy the rewards of working life.

Introducing Kiwisaver by Nest.

We have the skills and tools to get you or your business up and running with Kiwisaver, answering any questions or queries you may have, while ensuring you get the plan that’s right for you and your retirement goals.

KiwiSaver is a national initiative that kicked off 1 July 2007 to boost the long term retirement savings of Kiwis. It’s not meant to replace any existing super arrangements, but rather provide a platform for Kiwis to be able to save by taking a wee bit of money out from your salary or wages.

If an employer pays employees based in New Zealand through the PAYE system, they must usually enrol those who start a new job in KiwiSaver and will have to make deductions from their gross salary and wages and pay these to the IRD, beginning on their first pay run. An employee who is enrolled but does not want to be a KiwiSaver member can opt out in a set period after starting the new job. A person who wishes to join KiwiSaver but doesn’t start a new job can also join.
By jumping into KiwiSaver you’ll be able to take advantage of an awesome range of benefits…

For every buck you contribute, the government will contribute 50c up to a maximum of $521.34 per Kiwisaver year.

Compulsory employer contributions are 3%.

First home assistance programmes, which we can tell you all about here at Nest.

This time last year, it was predicted that Kiwisaver would have around 630,000 Kiwis getting involved. Blowing that out of the water, this time last year we had 2.35 million signed up.

Almost 70 per cent of this number made an active investment choice – so it really pays to know what choices are available for you to invest your wicket in.
Your KiwiSaver account is locked-in until you reach the age of eligibility for NZ Superannuation (currently 65) or completing 5 years’ membership if later. There are exceptions – early withdrawals may be permitted for first home purchase, significant financial hardship, serious illness, death, or permanent emigration

To find out how we can help you unlock your best future with Kiwisaver, give us a call on 0800 NEST 78 for a free consultation.

Cheers,
Onny and the team.

Insurance for me and my family has always been paramount and whatever dollar we can put aside for insurance we can, but what I appreciate about Onny and his team is that they work hard to research and make sure that the dollars we are spending are getting us what we think we need but then also balanced out with wisdom and knowledge that Onny brings to the table to make it the best it can be…..when I have needed to use my insurance Onny has only been a phone call away and had an empathy and a business approach to supporting my family – these are the reasons I wouldn’t hesitate to recommend Onny and NidoInsurance as part of your future planning.

Claire Ellison

Onny is someone who will listen to your requirements and then makes sure he works closely with you to maximise your objective. He is personable, trustworthy, proactive.

Brent Ardern

Onny’s conscientious ,efficient, totally reliable and eager to please.

He streamlined my home and work insurance, providing superior service and saving me money. Top bloke, thoroughly recommend him.

Mike Weston

Onny was a pleasure to coach and showed me how dedicated he is to giving his clients the highest standard of service. With his professional and dedicated approach I would recommend him happily to anyone looking for advice they can trust.

Kerry Swan

You know how we never seem to have enough time to really sit down and do all the research required to make sure the medical/health cover or policy we have is the best deal or to make sure it is covering everything we need? Best way I found is to leave it in Onny’s hands, he’s the expert, it’s like having your very own consultant looking after your own interests. And it’s one less thing to have to worry about!

Troy Spence

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